Credit Challenged Loans

Q:	I would like to purchase a boat off of eBay for a price of 14,650.00. My fiancé has a credit score of 608 and we would like to finance it in her name. I made 101,000 in 2008 but my credit score is 506. She is a waitress at a local steakhouse and brings home 80 a night. What would be the best approach to get the loan? Also the auction ends in 3 days so I really need to act now on it.
A:	Shane, unfortunately your credit scores are below the cut off with all boat lenders.